FAQ
Common questions, answered clearly
Clear answers about privacy, pricing, manual tracking, and how That Budget App fits into everyday money management.
Is That Budget App free to use?
Yes. The free plan includes up to 50 tracked transactions. Paid plans start at £2.99 per month if you need unlimited tracking and premium tools.
Does That Budget App connect to my bank account?
No. The app does not ask for your bank login or connect to your bank feed. Transactions are added manually so you stay aware of spending while keeping financial access under your control.
What can I track apart from a budget?
The app covers spending, income, budgets, savings, debt, subscriptions, cards, recurring items, notes, money owed, and net worth. It is designed as a private personal finance hub, not just a budget screen.
Why use manual tracking instead of bank sync?
Manual tracking creates useful friction. You see unusual spending, feel recurring costs more clearly, and stay closer to what is left after bills, debt, and savings. That is the core product philosophy.
Can I track money friends or family owe me?
Yes. You can track money owed to you, repayments, and shared balances without using a spreadsheet. It fits alongside debt, subscriptions, budgets, and the rest of your finances in one place.
Do other people need the app for IOU tracking to work?
No. You can track the balance yourself either way. If the other person is also using That Budget App, shared debt and repayment tracking becomes smoother, but it is not required.
Can I share finances with family?
Yes. Family workspaces are available on Pro, so you can track shared budgets, reminders, debts, subscriptions, and household activity together once the workspace is upgraded.
Is my data private?
The app runs on secure hosted infrastructure, but the key privacy decision is product-level: there is no bank connection required. That means your banking credentials are not part of the app workflow.