Add regular money once
Enter income, bills and subscriptions by name once. Next month, simply confirm what changed.
Budgeting for busy people
Your money, clear in five minutes a month
See what comes in, what goes out regularly, what you are planning for, and how your debt is falling. No bank connection and no need to log every purchase.
No card to startNo bank connectionNo adverts
September plan
Private · no bank connectionIncome
£4,030
Regular costs
£2,085
Available
£1,945
Flexible spending totals
Simple monthly pots, not every purchase
Shopping£100
Treats£50
Holidays£50
Debt remaining
£5,007
42% paid off
A lighter routine
The app does the prompting. You make the decisions.
No blank dashboard and no wondering where you left off.
01
Add the important totals once
Name your income, regular costs, spending pots and debts. The app remembers them.
02
Confirm what changed
A short monthly helper shows your last update and takes you through only what needs checking.
03
Use what is left
Set a goal, prepare for an annual bill, reduce debt or simply leave the money unassigned.
Built around real life
Everything you need. Nothing you have to babysit.
Plan what comes next
Turn what is left into simple goals for purchases, savings, annual costs or paying debt faster.
See progress without the admin
Explore clear charts, watch debts reduce automatically and share a family workspace when you need to.
Private by design
Why zero bank connection matters
Privacy is not an extra setting here. It shapes what the product asks for, how it earns money, and how much of your financial life you need to enter.
No banking credentials
That Budget App never asks for a bank login or connects to a bank feed. One major source of financial access risk is simply outside the product.
No advertising profile
There are no adverts and your financial information is not used to decide what somebody should market to you. The annual subscription supports the service instead.
You choose the detail
The app works from useful totals and named regular items. You decide what belongs in your plan without importing a complete history of every purchase.
Simple pricing supports a private product
Free for 3 months. Then £14.99 a year.
No adverts, no bank connection and no surprise monthly charge. Your trial starts without a card.
Understand the approach
A budget that asks less of you
Read why the app focuses on monthly totals, useful prompts and visible progress instead of endless data entry.
Privacy
Why zero bank connection matters
How keeping bank credentials out of the app supports a simpler, more private experience.
Read guide
Monthly review
Why a short check-in works
Add regular information once, then let the app prompt you through what changed.
Read guide
Progress
See debt and plans moving forward
How debt reduction, annual costs and goals become useful visual progress.
Read guide
FAQ
Common questions, answered clearly
Clear answers about the monthly review, privacy, debt tracking, family workspaces and pricing.
What do I actually need to enter?
Start with the totals that shape your month: income, regular bills and subscriptions, flexible spending pots, and any debt you want to track. You do not need to enter every purchase or copy your entire bank statement.
Will I have to type everything again next month?
No. The app remembers your named items and amounts. When you return, the monthly helper shows where you left off and asks you to confirm what changed.
Does That Budget App connect to my bank account?
No. The app does not ask for your bank login or connect to a bank feed. You stay in control of the information you choose to add.
Can it help me prepare for annual bills?
Yes. Add an annual or occasional cost, record when it was last paid, and keep the next expected date visible. You can also turn it into a saving plan without changing the current Monthly Plan total.
How does debt tracking work?
Add the current or original balance, the payments remaining and an optional start date. If automatic tracking is enabled, the app estimates the reducing balance, progress percentage and final payment date for you.
Can I share a plan with my family?
Yes. A family workspace uses the same simple Monthly Plan, Budget, Stats and Notes structure so household members can work from the same figures.
How much does it cost?
Every feature is free for the first 90 days and no card is required to start. After the trial, the app costs £14.99 per year. There is no monthly plan and there are no adverts.
Is my data private?
The service uses secure hosted infrastructure, but its central privacy decision is simpler: no bank credentials are requested and no advertising profile is built from your financial information.