Guide · Net worth
Track the bigger financial picture
Budgeting helps with control, but net worth helps with direction. It shows what you own, what you owe, and how debt payoff and asset growth change your position over time.
Assets and liabilities in one view
The app already tracks savings, debt, subscriptions, cards, and money owed. Net worth brings those together with manual assets so you can see the relationship between what is building wealth and what is dragging it down.
Debt payoff should change the picture
If you link debt payments to a tracked loan or mortgage, the liability falls as principal is paid off. That matters because net worth is not just about asset values going up. It also improves when what you owe comes down.
A private wealth view
Most net worth tools try to get there through account syncing. This app keeps the same manual, privacy-first model: no bank connection required, but still a clear view across assets, liabilities, and cashflow.
For the product philosophy behind that approach, go back to why zero bank connection matters.