Terms and Conditions and Privacy Policy

Your use of this application is governed by the terms of the End User License Agreement (EULA) as specified by Apple, in addition to the terms outlined in this document.

By downloading, installing, and/or using this application, you agree to abide by both the Apple EULA and these Terms of Use.

You can review the Apple EULA here: Apple End User License Agreement (EULA)

By using That Budget App, you also agree to our:

• Terms and Conditions and Privacy Policy
• Apple Terms of Service (EULA)

Worldwide Availability: That Budget App is designed for users around the globe. We strive to comply with applicable international privacy and data protection laws, including the GDPR in Europe, CCPA in California, and other similar regulations.

Local Laws: While our app is available worldwide, you are responsible for complying with the laws applicable in your jurisdiction. We recommend that users review their local data privacy laws if they have any questions or concerns.

No Login or Account Required: That Budget App does not require you to create an account or log in.

No Personal Data Collection: We do not request, collect, or store any personal information. All the financial data you enter—such as income, expenses, budget goals, and spending patterns—is kept private on your device.

No Data Sharing or Selling: Since no personal data is collected, we do not share, sell, or distribute any information to third parties.

Local Device Storage: All information entered in the app is stored locally on your device.

iCloud Storage: If you choose to back up or synchronize your data using iCloud, your data is stored in your personal iCloud account. Data stored via iCloud is managed according to Apple's security and privacy policies.

Apple's Development Account: Any data related to Apple's development accounts remains under Apple's control and is not accessed or processed by our app.

Your Device's Security: Because your data is stored on your device, ensuring its security is primarily under your control. We recommend keeping your device's operating system and any security software up to date.

Apple's Security Measures: For any data stored via Apple services (such as iCloud), please refer to Apple's Privacy Policy for details on their security practices.

Google AdMob Integration: The free version of That Budget App displays advertisements provided by Google AdMob. These ads are served by Google and are subject to Google's policies and practices.

Data Collection by Google: While our app does not collect personal data, Google AdMob may collect device and usage data in accordance with its own privacy policy for purposes such as delivering personalized advertisements. We encourage you to review Google's Privacy & Terms for more information.

Consent: By using the free version of the app, you consent to the collection and use of your information by Google as described in their policies.

No Third-Party Data Collection by Us: That Budget App does not integrate with third-party services that collect, track, or analyze your personal data beyond what is already mentioned.

Responsibility of Third Parties: Any data handling by third-party services (such as Apple iCloud or Google AdMob) is governed by their respective privacy policies.

We may update these Terms and Conditions and Privacy Policy from time to time to reflect changes in our practices or for legal and regulatory reasons. When we make changes:

• The "Last Updated" date at the top of this document will be revised.
• We encourage you to periodically review these terms to stay informed about how we protect your information and your obligations.

If you have any questions, concerns, or comments regarding these Terms and Conditions and Privacy Policy or our practices, please contact us at:

Email: info@thatbudgetapp.com

Parent Company: Own N Owe